Best PayPal Casinos

Rank Online Casinos Bonus Max Bonus Wager Play
1 Jackpot City CAD Jackpot City 100% $1600 50x * Play Now
2 Spin Palace Canada Spin Palace 100% $1000 40x * Play Now
3 Jackpot City CAD Maple Casino 100% $3000 40x * Play Now
4 Royal Vegas Royal Vegas CAD 100% $1200 30x * Play Now

What is Paypal’s Canada post solutions for small business?

Paypal Canada

PayPal Canada in partnership with Canada Post, has launched PayPal and Canada Post Solutions for Small Business, an integrated payment and shipping solution for entrepreneurs, small businesses, and casual sellers.

Here online sellers can track their orders, print shipping labels, and pay for shipping using their PayPal accounts. Users can also schedule a parcel pick-up time from Canada Post, which will save them time by not having to personally drop off parcels to customers locally or internationally. In addition, the new integration will send tracking information and delivery confirmation alerts to both sellers and customers once a shipping label has been created.

This solution is meant to make ecommerce “more accessible” for small businesses, especially as a recent survey by PayPal indicated that 83 percent of Canadian small and medium-sized businesses do not currently sell online. As shipping and order fulfillment is one of the most challenging aspects of ecommerce in Canada the small business customers have shared that it’s one of their top concerns and often keeps them awake at night. With today’s new solution with Canada Post, Paypal will help solve a major pain point for customers and help them grow.

By launching a new payments and shipping solution, PayPal is catching up to companies like Shopify. The Ottawa-based company introduced Shopify Shipping in September 2015, a feature that also allows merchants to buy and print discounted shipping labels within the Shopify platform. Similar to PayPal, Shopify Shipping allows users to schedule a free home pickup from United States Postal Service or drop prepaid shipments off at USPS offices without having to wait in line.

Shopify has shown that it’s increasingly focusing on tackling issues around payments for merchants, through solutions like Shopify Pay which lets customers save their shipping and credit card information to reduce the amount of time it takes to purchase with Shopify Merchants.

This new Paypal solution will allow sellers to link their PayPal and Canada Post Solutions for Small Business account, and be eligible to receive savings on domestic and international shipments.

 

How can I make a withdrawal from Jackpot City Casino using Paypal?

Jackpot City Casino

Jackpot City Casino is fantastic online casino that accepts Canadian players to enjoy their best of games.  When you look at their banking section to make a deposit at the casino you find Paypal as one of the options available among 44 modes of deposits and withdrawals mentioned in the list. With so many of methods this casino is superb and really cares for its players to have no issue in confronting the cashier and doing the money transactions.

But unfortunately as a Canadian player from Canada you cannot make a deposit with PayPal due to legal jurisdictions and other such issues neither you can make any withdrawal.

If you choose English as language as Payment options instead of Canada at this casino (look at the image below) it allows you to make a deposit with PayPal. But obviously not for CAD players but maybe in some other currency. For that option first of players should have a Paypal account. So if you do not have a Paypal account you will need to create one. Signing up for the new account is very easy. All you need to do is to visit the www.paypal.com and click the Sign Up button. The information you will have to provide includes the type of account (business or personal), your email address, country, and password. After the account is created, you can use it to deposit money to the online casinos that accept PayPal.

PayPal deposit

Make sure you have enough money on your account and find the deposit page on the PayPal casino website. Then just choose PayPal as depositing method and follow the instructions to login into your account and choose the amount you want to deposit. The process is very easy just follow the instructions on the screen and you will complete the deposit within a few minutes.

But as PayPal is not the option for Canadians then you can do is find alternative methods to make a deposit and withdrawal. There are so many to choose from and the rest of process is same as depositing with PayPal.

Jackpot City Casino

As you know to play the games or to enter Jackpot city first you need to sign up with the casino and that is done with easy steps by entering your email and creating a password and username.

Once done you are taken to the cashier to make an initial deposit of say CA$20-$25 with your mode of deposit. After that you will instantly be getting awesome bonus of CA$1600 on your first four deposits. That is 4 X 100% match bonuses up to 400 free on each deposit.

After that just visit the games lobby and choose the game you wish to play. There are over 400 games like slots, table games, poker games, live casino games that can be played with your PC or with your smartphone and tablets.

Withdrawing your winnings using Paypal

Again as said above Canadians cannot withdraw their winnings using PayPal here, what you need is to choose alternative withdrawal options from the casino’s banking page.

Choose the needed option on the withdrawing page, select the amount you want to withdraw and you are all set. Don’t forget that some of the casinos don’t allow withdrawing large amounts of money so check this information before you start.

Note that the Casino reserves the right to ask you for verification documents upon deposits made via credit or debit card and / or prior to executing a withdrawal. This includes, but is not limited to:

  • Copy of card in question (if applicable)
  • Copy of photographic identification documents, such as a Passport or Drivers License
  • Documents confirming residence such as a bank statement or utility bill no older than 3 months.

The Casino reserves the right to run credit checks on all Cardholders with third party credit agencies on the basis of the information provided on registration.

Any withdrawals that are made by bank wire or cheque will only be payable to the name used when registering with the site and if a debit or credit card has been used to deposit funds the name must correspond to the name registered on the card. There may be charges incurred for withdrawals. Funds must be withdrawn with the same method used for depositing, up to the amount of the deposit. Also note that any withdrawals may experience a slight delay due to their identity verification process.

The Casino is required to verify a player’s identity upon a withdrawal of CA$2,330 or more.

Players who withdraw a sum of money that is 5 times or more, greater than their lifetime deposits across the Casino Group will liable for detailed game and play review and only be able to withdraw their winnings at a sum of CA$4,000 per week. The remaining amount will be placed back in the player’s account until such time that they are eligible for a further withdrawal. This clause will only be applied at the discretion of casino management. All progressive wins are exempt from this clause.

Winnings are added in the selected currency for your account to the cleared balance of your account. Should you wish to withdraw some or all of your balance you may select how much you wish to have paid back. The maximum withdrawal amount per 24-hour period is CA$10,000 or currency equivalent.

The advantages of using Paypal at the casino

Paypal Deposit

You may ask what are the reasons for using this payment system when there are so many ways to make a deposit in an online casino. PayPal is, first of all, a very secure way to transfer your money anywhere, including online casinos. Secondly, Paypal has a perfect reputation and is used by millions of people all over the world. Finally, while you are using PayPal you are not limited to online casinos only as this payment system is used by many online shops and services meaning you can use one e-wallet for all your needs. In general, it is a secure and easy way to make casino deposits and withdrawals.

Paypal does everything to keep the clients’ costs safe so you can be sure there is not a single chance to get trapped when you use PayPal to make casino deposits. As the company has so many customers, it is always under the public attention and wouldn’t be able to hide any leaks or safety problems. As long as you are playing casino games in trusted online casino of repute, your money and personal information will be safe and sound.

Also using Paypal as the payment method there are no fees involved unless there is the currency conversion or cross-border payment. Now you can save some money on payment fees and spend them on your favorite video slots or other casino games.

The other main advantage is that there are many international casinos that accept this payment system including Jackpot City, Spin Palace, Ruby Fortune, All Slots casino, 32Red and other poker sites. These are the most popular online casinos among Canadian players as they have a large variety of games, lucrative bonus features, and many possible payment options.

All things said and done unfortunately Canada is one of those countries where Paypal is not available for online poker, casino or sportsbook transactions in Canada. 

This is because gaming sites in Canada are not licensed and regulated by the government. That is a requirement for PayPal to process payments. PayPal is still available for transactions related to eBay purchases and other person-to-person transfers.

You can play only at casinos that are Canadian friendly and are based outside of Canada. One has to presume that PayPal is staying out of the market because they fear those circumstances, even though there are no plans indicating this is the case, may change.

You can contact customer support of Paypal and ask them if they can allow such transactions.

At PayPal, they have over 800 customer service representatives standing by and you can contact Paypal Support toll free 1-888-221-1161 in case you have any query.

You can also go to the Contact Page of Paypal Canada website and use the email option too.

What does it mean by Paypal Chargeback?

Paypal chargeback

A chargeback, also known as a reversal, is when a buyer asks their credit card issuer to reverse a transaction after it has been completed. It is available only to users who make a payment funded by their credit card.

  • There are three main reasons a buyer will do this:
  • The item did not arrive.
  • The item was significantly different than advertised.
  • Their credit card was used without their permission to purchase the item fraudulently.

Charge backs are initiated and handled by the buyer’s credit card issuer-not by PayPal-and therefore will follow that company’s regulations and timeframes. That said, PayPal often plays a role in resolving chargeback disputes.

PayPal dispute and the chargeback

A PayPal dispute is the first step in the PayPal buyer complaint process. During the dispute phase, buyers and sellers “meet” in the PayPal Resolution Centre to try to come up with a mutually acceptable solution.

A PayPal claim is the second step in the PayPal buyer complaint process. If a buyer and seller cannot resolve their dispute on their own, the buyer may escalate the dispute to a claim. PayPal will then provide a final decision.

Note that the credit card issuer decides who wins the chargeback, and not PayPal.

Paypal Chargeback

Ways to avoid chargeback

If you are seller than note the following things to avoid chargeback at all costs

  • Always ship to the buyer’s address listed on the Transaction Details page and retain proof of delivery that can be tracked online.
  • Describe the item you are selling accurately, and in as much detail as possible. Include pictures, measurements, and other relevant details.
  • Also get to know your customers, and respond promptly to their requests. Save all your customer and transaction-related emails and correspondence.
  • Publish your return policy in clear and simple terms, and include it in your correspondence with customers. Note that some laws and credit card issuer policies stipulate that buyers have chargeback rights for merchandise that is not delivered or is defective, even if your policy indicates that all sales are final and that you do not allow returns.
  • You’ll find more helpful tips on safer selling here.

Also do note that some chargebacks occur long after a payment has been received. This is because certain laws and credit card issuer policies allow buyers to file chargebacks weeks or months after the original transaction took place. If a buyer waits and files later, you may encounter a temporary hold on funds in your PayPal account, relating to a transaction from long ago.

Paypal Chargeback

PayPal lets you know a chargeback has been filed against you by emailing you when the buyer’s credit card company will notify PayPal.

You can then log in to your PayPal account and go to the Resolution Centre to monitor the status of the case, and potentially provide information to help resolve the matter. PayPal may also help you fight against the buyer’s credit card company.

Certain laws and credit card issuer policies allow buyers to file chargebacks weeks or months after the original transaction took place. If a buyer waits and files later, you may encounter a temporary hold on funds in your PayPal account, relating to a transaction from long ago.
So it means a temporary hold is placed on the funds in question until the matter has been resolved. This means you cannot withdraw or spend these funds until the dispute has come to an end.

If the dispute is found in your favour, the hold will be immediately released, and you’ll have full access to your funds. If the dispute is not found in your favour, the funds will be removed from your account and credited back to the buyer.

Also note that  it may take your buyer’s credit card company up to 75 days to resolve a chargeback and come to a final decision.

PayPal may help you winning a chargeback

You should provide following information to increase your chances of winning a chargeback dispute

  • Proof of delivery, such as postage or online tracking numbers.
  • Copies of the original item or auction description, including photos.
  • Proof that the buyer was already refunded.
  • Proof that the buyer was given a replacement product.
  • Any buyer correspondence or feedback.
  • Any agreements signed or accepted by the buyer at the time of purchase.
  • Any return policy information that was communicated to the buyer.

PayPal may protect you against any future claim, chargeback, or bank reversal the buyer files in relation to that particular transaction. To have protection, you must honour the agreements you made with the buyer during the dispute resolution process. But PayPal won’t be able to offer protection if the claim has not been resolved by the time the chargeback is received. You can visit the paypal site for more information.

Which PayPal payment gateway and account type do you need as a merchant for your business?

Which Paypal Payment gateway do you need as a merchant

If you are merchant or do most of your business online then you need to choose the best Paypal payment gateway. There are many of such platforms offered by Paypal and you need to select the best PayPal option that’s right for you. Here find five of such Paypal payment gateways and see for yourself the difference in each of them and then decide which is the best one to suit your business needs.

1. PayPal Standard

Paypal Payment Standard

Paypal standard has a Built-in Gateway and you need any type of Paypal account for this. It is the simplest of all PayPal gateways. It can be used with the most basic PayPal account type, the Personal account. All you need to do is enter your PayPal email address into the PayPal Settings section and you’re ready to start selling with Easy Digital Downloads. No other setup is needed. This type of PayPal account is free. When someone presses the Purchase button they will leave your web site and go to PayPal.com.  They’ll pay there, and then will be sent back to your web site. You can look at the costs for this gateway here. In case you need any help call phone number 1-866-787-2693.

2. PayPal Pro

Paypal Payments Pro

PayPal Pro works on an Extension gateway (paired with PayPal Express) and you need a Pro PayPal Account Type. Also if using PayPal Pro to process credit cards, you must have an SSL certificate.  PayPal Pro is only available to merchants in the US, Canada, the UK, and Australia. There is a $30 monthly fee from PayPal for this type of account.

PayPal Pro allows you to collect credit card information directly from your checkout form so the customer does not have to leave your store. This provides a much more streamlined experience for your customers

PayPal Pro does not allow the customer to pay with the money in their PayPal account, it is exclusively for paying with credit cards. For costs and pricing you need to check here. Also call at 1-888-431-0032 to know more.

3. PayPal Express

Paypal Express

PayPal Express also has Extension gateway (paired with PayPal Pro) and you need Business PayPal Account Type. PayPal Express is only available to merchants in the US, Canada, the UK, and Australia

PayPal Express is for sites that already have existing credit card processing systems in place and merely want to add “Pay with PayPal” to the site.  The PayPal will not process credit cards with PayPal Express, it relies on your existing system to do that.

The customer will leave your site to authenticate with PayPal and then return to your site to complete the sale. You can find the costs as listed on PayPal.com

4. PayPal Adaptive Payments

PayPal Adaptive

PayPal Adaptive Payment has  Extension Gateway and you need a business paypal Account Type. To use PayPal Adaptive Payments, you will need to request an API Signature from PayPal and create an application, which may take time to be approved by PayPal.

PayPal Adaptive Payments allows the customer to submit one payment that is then split and shared among multiple receivers.   PayPal has excellent documentation on how Adaptive Payments work. If you wish to know about the PayPal Adaptive Payments websites in Canada you can do so and also the pricing is  listed on PayPal.com

5. PayPal Payments Advanced

PayPal Payment Advanced

PayPal Payment Advanced with Extension Gateway requires Business paypal Account type With PayPal Payments Advanced, you can accept both PayPal and credit cards on your site. You can set it so that customers are sent to PayPal to pay, or you can give them the ability to pay with a credit card without ever having to leave your site. You can learn about the fees here.

Now choose among these which you feel is your right choice for online business transactions.

What are the best online Paypal Roulette casinos for Canadians to enjoy?

What are the best online Paypal Roulette casinos for Canadians to enjoy

Roulette is one such interesting casino game that you all enjoy to play at Canadian friendly online casinos. Whichever roulette variant you choose the play is virtually the same: you place bets on a table with 37 or 38 numbers, and win cash based on the fall of a roulette ball on a spinning wheel.

European Roulette has the numbers 1-36, together with a single zero (0), while the American version has an added double-zero (00) spot. Half the numbers are black and half red, while the zero spots are green.

You can place bets on single numbers, groups of numbers adjacent to each other, columns, corners, or ‘outside’ bets that include Red/Black or Odd/Even. Placing bets is simple: just drag chips over to the areas you want, then click the ‘Spin’ button once ready.

The other thing that attracts you at online casino before you play Roulette is the awesome welcome bonus. Such bonuses reward Canadian online roulette casino players who make a first deposit. All you need to do is play through enough roulette in a timeframe to trigger lots of lovely free CAD.

But one thing certainly hits your mind as how to make a deposit at the casino. Though there are numerous options available at the banking section of the online casino which you choose to play and register yourself but if you are interested in paying the casino cashier with Paypal as deposit mode then sadly for Canucks that is not a possibility.

Certainly there are only few selected and best online casinos where one can find Paypal as deposit option but for Canadian players looking to win big real money prizes on online roulette wheels is that you can’t use PayPal at gambling websites. When it comes to roulette online, PayPal isn’t the only way to play. You can still bet as much as you like on the red or the black and spin the wheel on your mobile or computer using other secure, trusted online payment methods and enjoy all the fun roulette sites Canada has on offer.

You have numerous payment options other than Paypal on offer. So if you are looking for the best online Paypal roulette casinos then following online sites are top rated to play. But one thing to remember though they have Paypal as the banking option you need to choose other alternatives as means of deposit at the casino.

1. Jackpot City Online Casino

Jackpot Casino Canada

The top rates online Paypal casino is Jackpot City Casino where you get CA$1600 when you open your casino account and register yourself to play. With 96.85 % payouts you can enjoy over 300 online slot games and various Roulette game variety.

Jackpot City Canada Roulette

You can enjoy French, European and American Roulette with multiplayer, multi wheel and progressive roulette tables. Also you can enjoy Live Dealer Roulette game in total 14 Roulette variations for you here at the casino.

You can enjoy the game in CAD and there is also a huge range of banking methods to choose from at JackpotCity. These include Skrill, EcoPayz, Paysafecard, Neteller, Visa, MasterCard, InstaDebit, EntroPay, GluePay, Postepay, EZIPay, Lobanet, eCheck, QIWI, ClickandBuy, Diners Club, Maestro, Visa Debit, Visa Electron and bank transfers among others, and ensure that every player in Canada is easily accommodated. You can also choose to speak to the dedicated customer service liaisons via telephone, email or live chat, depending on what works best for you.

2. Ruby Fortune Casino

Ruby Fortune Casino Canada

At Ruby Fortune Casino you get CA$750 free when you sign up for the first time. With 95.93% payout the casino has over 450 casino games to play. The classic table game of Roulette comes to life in the online world, providing simple, instant-play fun and potentially massive bonuses when you play at Ruby Fortune Casino. You have the choice to make multiple betting decisions, including number blocks, Reds or Blacks and Odds or Evens.

Ruby Fortune Casino Canada

You can try different varieties of this world famous lucky wheel game like European Roulette, European Roulette Gold and French Roulette and in total there are 11 Roulette variations to enjoy including playing with a live dealer.

Ruby Fortune Casino is dedicated to providing you with safe and reliable banking transactions and prompt payouts. You can make deposit by VISA Master card; Neteller, Paysafe card, Skrill, and various others.

3. Spin Palace Casino

Spin Palace Casino Canada

When you register at Spin palace online casino you get CA$1000 free as a new player to play Roulette. With 95.42% payout the casino offers over 400 casino games to enjoy here. In total there are 10 Roulette versions at Spin Palace to have fun.

Spin Palace Casino

You can enjoy American Roulette, European Roulette, French Roulette and Roulette Royale. One of the  latest innovations is the superb Multi Wheel Roulette table. You can bet on up to 8 wheels simultaneously using a single table to place your bets. The winning opportunities on Roulette tables are extraordinary; so don’t miss your chance to earn massive rewards.

The casino provides real time statistical data on your game play, letting you track high paying numbers and side bets. You’ll be able to see which numbers are running hot and adjust your betting strategy accordingly. The state-of-the-art casino software lets you save up to 8 bet layouts, making re-bets quick and easy. You’ll also be able to come back for a later session and pick up exactly where you left off. No more fiddling around jotting down numbers as you go, Spin Palace gives you the chance to enjoy a truly flawless Roulette experience.

There are lots of banking options available at the casino like VISA, Instadebit, eCheck; Entropay and others.

4. Royal Panda Casino

Royal Panda Casino Canada

At Royal Panda you find CA$100 free as a new player for Roulette games. With 95.42 payout percentage this casino has best of casino games to enjoy. With over 10 Roulette variations to play you can have the best of roulette game section to choose.

Royal Panda Casino Canada- Roulette

You can play Royal Panda Live Roulette, Double ball roulette, Live dealer roulette, London Roulette, Multi wheel roulette and many others. You can make deposit at the casino by VISA, Mastercard, Skrill, Neteller, Paysafecard and others.

There are many close alternatives to using PayPal for your online Roulette. Neteller, Skrill, and credit and debit cards like Visa and MasterCard are your closest options in replacing PayPal at these casinos.

What are the best Paypal alternatives to use for online business?

What are the best Paypal alternatives to use for online business

Whether you are playing slots at casinos or doing your online business transaction you always thing of  the best payment processor which is fast, reliable and safe. Paypal being a popular in the market for getting paid for your goods and services, you just jump to it. But PayPal isn’t the only one as there are currently lots of payment providers in the online space. You might also ask why to go for others when Paypal is the one that is trusted for long time. Well the answer is simple; not all clients can make PayPal payments. Some of your clients simply can’t, or won’t, use PayPal. They might not be in an area that PayPal accepts payments from, or their accounting systems don’t support PayPal. Or perhaps they’ve had a bad experience with the platform, or want an easier way to pay.

Also you don’t want all your online payment in one basket because many a times some bad experiences of for blocking accounts have also been in the news. That means you can’t receive payments or access your funds until they decide to unblock you. The lack of cashflow could leave you vulnerable, so alternative payment options are essential.

So that means is Paypal not better. No that is not what we can say but PayPal is best for smaller amounts. The fees you pay for PayPal can really add up, especially on larger transactions. Other payment providers may charge lower fees, so you keep costs down and that means greater profits.

PayPal’s international fees are also really high. If you dig into PayPal’s fees, you’ll see they charge a big premium for accepting international payments. Combine this with less than ideal exchange rates, and you’ll pay a hefty overhead for any international business.

Hmm.. so now you feel that you really need an alternative for Paypal. Obviously at casinos you can find many like Neteller, Skrill, Bank Wire transfer, Credit Cards but for your online business transactions here are the best Paypal alternatives that you can try to use.

1. Stripe

Stripe Canada

Stripe is one of the PayPal’s biggest competitors that offers a simple, easy user interface, full payment integration, and fast transfers into your bank account.

With easy to use and simple to set up it offers fast money transfer  and full payment integration with most third-party services and also works with over 300 other apps.

Stripe offers multiple payment options for customers which means accepts payment via multiple debit and credit cards, Bitcoin, Apple Pay and Android Pay.

There is no additional international payment fees for international customers and offers full support for custom development and integration.

In Canada Stripe charges a flat fee of 2.9% of every transaction, plus an additional 30c per transaction. There are no other fees for processing transactions.

2. Transferwise

Transferwise Canada

Transferwise focuses entirely on international payments. They’re a great choice if you have lots of international customers and want to keep fees down.

So that means you can accept payments from clients, anywhere in the world and receive payment into your bank account within 2 – 4 days of being paid. This payment process is simple, fast, and easy to use and all transfers are based on real-time exchange rates.

Transferwise fees are very low, and are typically less than half of what you would pay to transfer money via your bank. Transferwise also provides much better exchange rates than most other international payment providers, especially PayPal.

3. Google Wallet

Google Wallet Canada

As the biggest tech player in the online space, Google naturally has its own payment solution. Google Wallet is a simple, elegant, and free way to accept payments. With Google Wallet you can receive money from anyone. It is not necessary to have the Wallet app installed, just an email address or phone number is sufficient to send and receive money.

Google Wallet automatically transfers your received payments into your bank. You can can pay through Google wallet’s website, or through a mobile app on your smartphone.

Most important is that Google Wallet does not charge any fees. Note that you can’t use Google Wallet if you’re a registered company (e.g. a Limited or LLC entity) but you can use it if you’re a sole proprietor.

4. Shopify Payments

Shopify Canada

Shopify is the best payment gateway for retailers or those who run online an eCommerce site. The Shopify’s integrated payment system can be a great way to get payments from customers. Shopify Payments comes as part of the overall Shopify eCommerce service.

This payment processor works with the overall Shopify eCommerce platform for a seamless customer experience. The Shopify platform has dozens of other features. Like it integrates with other apps and systems,  with third party payment processors and other apps, including Facebook Shop, Twitter, and Pinterest.

You can accept payments from international customers in the UK, US, and Australia at no additional charge. Also works with many online accounting apps to make reconciliation and reporting easier.

Shopify charges a monthly fee for its overall eCommerce platform, available in a variety of plans. The amount you pay for Shopify payments depends on which plan you use. In the Canada the fees are:

  • Shopify Basic: 2.9% + 30c per transaction.
  • Shopify Pro: 2.7% + 30c per transaction.
  • Shopify Unlimited: 2.4% + 30c per transaction.

5. Amazon Payments

Amazon Canada

The Amazon Payments system isn’t just limited to selling on Amazon. You can integrate the Amazon Payments system in many different ways and let people pay for goods and services with their stored Amazon account details.

What makes Amazon unique payment gateway is the strong Amazon branding that creates trust with your users. Due to the huge number of Amazon customers, their payment details are already stored making payment quick and easy.

Also you can order and pay for goods with one click. Amazon charges slightly different amounts for domestic and international payments. In Canada the fees are as follows:

  • For domestic payments flat fee of 2.9% of every transaction, plus an additional 30c per transaction.
  • For international payments a flat fee of 3.9% of every transaction, plus an additional 30c per transaction.

6. Payoneer

Payoneer

Payoneer is a complete, integrated, fully-featured payment platform. It has a strong focus on international transactions and payments, making it easy to get paid by clients and customers around the world.

You can receive funds within minutes of getting paid as well as send payment requests alongwith multiple options for invoicing, billing, and getting paid. If you need to send money to others, Payoneer makes it easy to send bulk payments to multiple recipients.

Also you can setup a “virtual bank account” so you can receive payments in multiple currencies. You can withdraw funds to your local bank account at any time.

Receiving funds from another Payoneer customer is free. Receiving payments from your international, virtual bank accounts is free for many currencies and attracts a 1% fee for CA dollars. If you are receiving payments via a credit or debit card it attracts a 3% fee.

7. Authorize.net

Authorize Net

Authorize.net is one of the most established payment providers there is, with more than 20 years of experience in providing payment services.

This online payment processor accepts payments from all major debit and credit cards, Android Pay, Apple Pay, eCheck, and Visa Checkout. It also accept money from clients and customers around the world. With developed APIs it allows integration with other apps to understand and process transaction details.

Also securely stores customer information to make future purchases easier. With $49 setup fee and a $25 monthly fee it charges a flat fee of 2.9% of every transaction, plus an additional 30c per transaction for domestic payments. For International payments you need an additional fee of 1.5% of every transaction.

8. Payline Data

Payline Data

Payline Data takes an innovative approach to collecting money. In addition to a standard checkout system, API, and mobile payments, clients can also schedule appointments and pay at the same time. Their fees are also extremely low.

With Payline Gateway you can pay securely online, through integration with many other apps and services. It also provides a point of sale service and hardware to support face-to-face transactions.

With a fully featured API it allows for seamless connection and integration to other apps and providers. Even send and receive mobile payments.

With a $15 monthly fee you need to pay a flat fee of 0.35%, plus an additional 10c per transaction.

Besides these best Paypal alternatives you also will find many other online and face-to-face payment services available. You always need to look at all the fees involved before joining any of the payment gateway. Some payment processors charge hidden fees so better review the entire fee schedule

Also look at the supported features. If you want recurring billing, subscription services, point of sale support, or other options, make sure you understand all of the features. Explore options for customizing the API and integrations with other apps to help all your various apps work together better.

Remember ultimately it comes down to protecting your cash flow, reducing your costs, and not leaving money on the table. Hopefully these best Paypal alternatives will help you with your online business some how.

Is Stripe better than Paypal- Test through their five key categories and find out

Is stripe better than Paypal

The new payment processor that is now being going viral is Stripe. Though Paypal is the most trusted brand and have been in the market for such a long time for processing payments online let us find and compare both the new and the old and find out which is better. Here you can test them through their five key categories: Transaction and service fees, Security, API, Data Portability, Customer Service and feel the difference or similarity and find out who would you opt to go for your payment processing.

1. Transaction and service fees

Stripe charge you a flat rate of 2.9% + CA$0.30 per successful charge as long as you’re doing under $1 million in volume per year. This rate varies country to country, but it’s always flat. They don’t disclose any special high volume rates. The base fee for PayPal is the same as Stripe, 2.9% + 30¢, but PayPal throws in some extra service fees that make things a bit more complicated. Let’s compare Stripe and PayPal’s fees:

Service PayPal Stripe
Transaction fees [1] 2.9% + 30¢ 2.9% + 30¢
Charge cards from your website $30 / month Free
Chargeback $20 $15
American Express 3.5% Same flat rate
Micropayments (less than $10) 5% + .05¢ Same flat rate
Refund Fixed fee Free
International cards 1% Free
Authorize card 30¢ Free
Recurring Billing $10 / month Free
Advanced Fraud Protection $10 / month Free
Accept Apple Pay © Not available Free

 

Note that Stripe and Paypal transaction fees vary by country. PayPal Payments Pro allows you to provide a fully customized checkout experience on your site and includes Virtual Terminal. American Express fee is only charged for PayPal Payments Pro, PayPal Payments Advanced, and Virtual Terminal, which is required for certain features. Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments).

PayPal cross border fees. International cards are free, but currency conversion costs 3.9% transaction fee + fixed fee (based on currency received) See more here. See Stripe Radar.

You’ll notice that PayPal fees are far more complex and nuanced. For example, they only charge extra for American Express when you’re on one of the paid plans, which seems a bit counterintuitive. In almost all cases, Stripe is the cheaper option because of lower service fees (unless you’re exclusively processing micropayments).

Also PayPal usually pays out within 1 business day. Stripe has rolling 7 day transfers in Canada and 2 day transfer for US and Australia (see the Stripe automatic transfer schedules). If fast access to your funds is important and you’re outside the United or Australia, keep this in mind.

2. Security with Stripe and PayPal

Secure transactions is what the customer looks for and both Stripe and PayPal take security seriously. At the core, they’re both very stable and secure platforms. At Stripe’s killer feature when they first launched was Stripe.js. When you use Stripe.js on your website, the credit card data entered into your payment form is never sent to your server. Instead, the data is sent directly to Stripe that automatically PCI compliant because you don’t handle any sensitive credit card data on your servers. Also it is more secure because a breach of your servers won’t result in any stolen credit card data.

You’re not tempted to store credit card data on your servers, which you really shouldn’t be doing unless you’re a big business and want to pay for PCI compliance.

If you follow the normal flow with Stripe, you’ll just automatically store your cards in their vault. You’ll never touch the sensitive data and this encourages good security.

PayPal now has a way to store cards in a vault, but it isn’t quite the same as Stripe.js. The sensitive card data still has to go through your server first, and this puts a big security burden (see PCI compliance above) on the software developer or the customer.

In summary, Stripe.js encourages good developer security practices, while PayPal gives developers room to make bad decisions. They’ve recently taken steps to provide better options, but these options still aren’t as secure as Stripe.js.

3. API in Stripe and PayPal

When Stripe first launched to the public, the Stripe API was a difference maker. It’s clean, well documented, and extremely easy to use. Payment processor APIs of the past were buggy, inconsistent, and poorly documented. In fact, PayPal was one of the worst offenders.

In a way, Stripe has forced PayPal to up its game. The documentation and organization of their new RESTful PayPal API is vastly improved and modeled after Stripe. This is an example of competition benefiting customers. Stripe has set a new standard for a clean and well documented API, and the rest of the industry (including PayPal) is rushing to catch up.

4. Data Portability with Stripe and PayPal

This is an area where PayPal falls flat on its face. Imagine you’ve built a successful membership site over the years, and you powered it with PayPal subscriptions. If you want to move to another payment processor (like Stripe), you can’t transfer that credit card data. PayPal simply won’t give it you. All your existing customers would have to sign up again and you’d probably lose some of them during the process.

Stripe on the other hand values data portability. If you decide to leave Stripe they’ll help you migrate your credit card data in a secure and PCI-Compliant way. This over accommodating stance on data portability is certainly worth noting. It’s refreshing to know you have a choice, and won’t be locked in forever.

5. Customer Service offered by Stripe and PayPal

This is also one important aspect that customer need to  look for. Paypal has many stories relating to its unfriendly customer support. Also their response to many members have been very slow. There are also countless horror stories of PayPal freezing funds for no reason.

Stripe has open channels for email support, and they also have an IRC channel (#stripe on Freenode) where developers can chat and get live help from real engineers. This is invaluable if you’re working through a tough problem and need some live help. Stripe doesn’t yet have phone support, but they may have one soon for sure.

With Stripe as new payment processor with advanced features and on the other hand Paypal has slowly tried to improve, it is finally up you to decide which is better. Both are competitive now and time will soon tell which far reaches more to public.

What are the parameters to test the best PayPal online Canadian friendly casinos?

Online Paypal Casino

Many of the Canucks love to play at PayPal online casinos that accept Canadian players. So if you are one of them then obviously you wish to know how to judge a good casino to play and enjoy. It is not necessary that all PayPal casinos are good enough for you so there are certain parameters to test which is the best PayPal online Canadian casino.

First and foremost you need to look at the casino that accepts and helps you withdraw your payment in CA Dollars through PayPal or any other deposit mode that you wish to use. Many casinos accept US dollars and you might end up paying 2.5% Paypal fee to convert the funds to Canadian dollars. So it is better to ask the online support team first about this and then proceed. If in any case the casinos do not have CA dollars acceptance for PayPal then go for other payment modes like Skrill and Ukash where you have no problem in exchanging your currency.

Secondly look for welcome bonuses that the online casino is offering you. As PayPal casinos offer great bonus incentives to existing and new players that are easy to redeem.

Third the casino should have great game selection. So ensure the choice of games on offer spans everything you’d expect to find in a reputable online casino.

Also fourthly the casino should have SSL encrypted secure and license gaming facility. PayPal casino though comply with strict requirements for adequate encryption software but you need to check with their licensing and responsible gaming.

Fifth the casino should offer timely payouts in case of winnings. Many casinos have winning players go hanging around for weeks waiting for their winnings. But best PayPal casino should turn around cash-outs in just a few days.

Sixth the casino should be compatible to many devices so that you can access to their games with your PC, laptop, Smartphone, or Tablets.

Lastly the PayPal casino should have great and Canadian friendly customer service to help and resolve your issues 24*7. You must be able to contact the casino customer support team with various modes like phone, live chat, email, skype and many other methods.

Check out for these above parameters when registering yourself at any PayPal Canadian friendly casino and have hassle free gaming and winning.

 

What is a PayPal billing agreement?

PayPal Billing Agreement

When you make a deposit to the online casino with PayPal you come across a feature known as PayPal billing agreement.  With PayPal billing agreement feature, you will be able to make faster and instant deposits at the casino where you wish to play casino games. To set up your billing agreement, you will be required to initiate a deposit at the casino and select the check box labelled ‘Set up billing agreement’. Once you set up a billing agreement, your subsequent deposits will be processed without you requiring to log in to your PayPal account.

One thing you should be at ease to know is that it is not at all mandatory to set up a billing agreement. It is but your individual choice to set up billing agreement or not for your PayPal account. It does not affect your online transactions to the casino in any way.

But if you wish to set up billing agreement then you need to follow the simple steps as described below:

  • Log in to your account.
  • Go to the “Cashier” tab and select the “PayPal “option
  • Select the checkbox labelled “Set up billing agreement”.
  • Enter or select your deposit amount.
  • Click on “Continue”.
  • You will be redirected to the PayPal site in a new window. Log in to your PayPal account and click on ‘I agree and pay’.

Remember there are no fees to set up your billing agreement. Also you can cancel the billing agreement at any time by logging in to your PayPal account.